BUYER'S REQUIREMENTS (both locally and OFW)
1. 2x2 ID picture 4 pieces (husband/wife/Attorney In-Fact)
2. Birth Certificate (if single) or Marriage Contract (if married)
3. Post-dated Checks for the Downpayment & Amortization Period (We will help you open your Checking Account **accredited Bank)
4. Tax Identification Number (TIN) or Form 1904 for Non-Member **for buyers with no TIN we will process your TIN Application.
5. CEDULA or CTC (For Locally Employed Only)
6. Proof of Billing Address or Certification from Owner if Renting here in the Philippines. (e.g. Water Bill / Electric Bill / Cable / PLDT / Credit Card Bill / Internet Bill)
7. Certificate of Employment and 3 months Payslip or Job Contract
8. Photocopy of Two (2) Valid IDs (husband/wife/SPA) with 3 Specimen Signature. Any of the following:
2. Birth Certificate (if single) or Marriage Contract (if married)
3. Post-dated Checks for the Downpayment & Amortization Period (We will help you open your Checking Account **accredited Bank)
4. Tax Identification Number (TIN) or Form 1904 for Non-Member **for buyers with no TIN we will process your TIN Application.
5. CEDULA or CTC (For Locally Employed Only)
6. Proof of Billing Address or Certification from Owner if Renting here in the Philippines. (e.g. Water Bill / Electric Bill / Cable / PLDT / Credit Card Bill / Internet Bill)
7. Certificate of Employment and 3 months Payslip or Job Contract
8. Photocopy of Two (2) Valid IDs (husband/wife/SPA) with 3 Specimen Signature. Any of the following:
- Driver’s License
- Passport
- Professional Regulation Commission (PRC) ID
- SSS Card (digitized)
- School ID with picture
- Voter’s ID
- GSIS e-Card
- Senior Citizen Card
- Postal ID ** You can go to the nearest Post Office in your City. 20 minutes processing.
ADDITIONAL REQUIREMENTS FOR BANK FINANCING
INCOME TAX RETURN. The income stated on the Income Tax Return will not be the basis of loan approval. This is just to comply a Central Bank requirement. (**OFW - NO NEED)
For OFW only – Consularized Special Power of Attorney (part of our Bank forms). Only immediate family members are allowed to be designated as an SPA/Attorney-in-fact.
** Consularized SPA is a MUST for OFW because it is required in transferring Certificate of Title to Client’s name and is required by the Register of Deeds. ** No need to consularized if IN-HOUSE FINANCING.
For OFW only – Consularized Special Power of Attorney (part of our Bank forms). Only immediate family members are allowed to be designated as an SPA/Attorney-in-fact.
** Consularized SPA is a MUST for OFW because it is required in transferring Certificate of Title to Client’s name and is required by the Register of Deeds. ** No need to consularized if IN-HOUSE FINANCING.
Additional Requirements for OFW
1. Job Contract 2. Passport 3. Special Power of Attorney (SPA) 4. Valid I.D. of Attorney in Fact 5. 1 pc. I.D. picture of Attorney in Fact 6. Residence Certificate of Attorney in Fact Self-Employed 1. Initial Requirements 2. Affidavit of Income 3. Business Name and Permit 4. Passbook with 3 months maintaining balance 5. ITR |
PAGIBIG REQUIREMENTS
- 3ps.1x1 ID pictures - Residence Certificate - Proof of Billing - Birth Certificate/Marriage Contract ( photocopy only ) - 2 Valid Company I.D. (Xerox back to back) - Latest Payslip - ITR/WHT Certificate - MSVS– Housing Loan Seminar- Approved - Certificate of 24 months Contributions - Latest Cert. of Employment and compensation (photocopy only) - Post Dated Checks |
For natural-born Filipinos who acquired foreign citizenship through naturalization without dual citizenship, the new Balikbayan Law dictates that the person must execute a Sworn Statement showing intention to reside permanently in the Philippines upon application of loan indicating the following information:
a) Date Filipino citizenship was lost
b) Country of present citizenship
c) Birth date and place
d) Parents/spouse/children's (if applicable) names and addresses
a) Date Filipino citizenship was lost
b) Country of present citizenship
c) Birth date and place
d) Parents/spouse/children's (if applicable) names and addresses